Stay protected whether you travel for Business or Leisure anywhere around the world…
The joy of travel is all about letting go of stress.
The joy of travel insurance is having a trusted partner take that stress for you.
Our travel insurance plan packed with a long list of covers to protect you and your belongings when you're out and about.
We have different plans catering to different types of travelers.
So, whether you're on a business trip, a family vacation or a leisurely holiday, we've got a great travel insurance plan for you. And each one comes with the peace of mind to simply go out and enjoy your family holiday or concentrate on your work during that business trip.
In case of emergency or hospitalisation overseas, you can reach out to our dedicated 24/7 global assistance helpline numbers on +971 50 989 1292. Please refer to the Policy Terms and Conditions for more information.
Key Components of Travel Insurance:
- Trip Cancellation/Interruption: Covers non-refundable costs if your trip is canceled or interrupted due to unforeseen circumstances.
- Medical Expenses: Covers medical emergencies, hospitalization, and treatment during your trip.
- Personal Liability: Protects against legal costs if you accidentally cause injury or damage to someone else.
- Lost or Stolen Belongings: Covers loss, theft, or damage to personal items like luggage or electronics
- Emergency Evacuation: Provides coverage for transport to the nearest medical facility in case of an emergency.
Important Aspects of Travel Insurance in the UAE:
- Mandatory Coverage: Some countries, such as those in the Schengen area, require insurance for visa applications.
- Policy Duration and Limits: Policies can be single-trip or annual, with varying coverage limits and exclusions.
- Exclusions: Common exclusions include pre-existing conditions, extreme sports, and travel to regions under travel advisories.
- Claim Process: Requires documentation, such as receipts, police reports, and a completed claim form.
- Cost: Costs vary based on trip duration, destination, traveler’s age, and coverage limits, typically as a percentage of the total trip cost.
- Benefits of Coverage: Policies offer peace of mind, protecting against unexpected events and financial losses.
While travel insurance is not mandatory in the UAE, it is highly recommended, especially for international travel. It provides essential coverage for emergencies and unexpected situations.
Factors to Consider When Buying Travel Insurance:
- Coverage by Destination: Check whether your destination has specific insurance requirements or restrictions.
- Policy Flexibility: Look for plans that allow cancellations or modifications to coverage as needed.
- Medical Coverage: Ensure the plan provides adequate coverage for medical emergencies abroad.
- Duration of Coverage: Choose between single-trip or annual multi-trip policies based on your travel frequency.
- High-Risk Activities: If engaging in adventurous activities, ensure your plan includes coverage for extreme sports or similar activities.
At Exceed Tourism, we can help you to compare travel insurance plans in the UAE, to find one that meets your specific needs and provides the necessary coverage for your trip.
By Trip Frequency & Traveler Type :
- Single-Trip: For one vacation or journey, covering departure to return.
- Annual Multi-Trip: Ideal for frequent travelers, covering multiple trips within a year.
- Family/Group: Covers multiple people (family, friends) under one policy.
- Student: Tailored for students studying abroad, covering tuition/studies interruption.
- Senior Citizen: Designed for older travelers with specific health needs.
- Backpacker/Long-Stay: For extended or adventurous travel.
Common Regional/Specific Policies:
- Schengen Insurance: Required for travel to the Schengen Area in Europe.
- Inbound/Outbound: For visitors coming to a country or residents leaving.